VestiFi

Portfolio Management Services (PMS)

Bespoke equity portfolios and active alpha generation for affluent investors and High Net Worth Individuals (HNIs).

Personalized, professionally managed equity portfolios offering direct stock ownership and high-conviction strategies for High Net Worth Individuals (HNIs).

The Common Challenge

Affluent investors often outgrow standard retail mutual fund schemes and require focused, concentrated portfolios, direct ownership in individual demat accounts, and specialized risk mitigation strategies aligned with their capital scale.

Our Approach & Solution

Portfolio Management Services (PMS) provide customized, professional management of your equity investments by seasoned fund managers. Unlike mutual funds where you own pooled units, PMS gives you direct ownership of individual listed securities with dedicated strategy execution.

Through our NJ Wealth partnership, we evaluate leading PMS fund houses across India, analyze risk-adjusted alpha track records, and assist you in selecting strategies that fit your liquidity and risk appetite with zero bias.

Critical Factors & Considerations

  • Regulatory entry threshold (Minimum ₹50 Lakhs investment mandated by SEBI guidelines)
  • Strategy alignment (Aggressive Growth, Quality Value, Multi-Cap, or Specialized Thematic)
  • Fee structure clarity (Fixed management fees vs. performance-linked profit sharing hurdles)
  • Direct ownership of shares held in your personal Demat and Trading account
  • Granular quarterly portfolio performance attribution and detailed tax accounting statements

Key Benefits

  • High-conviction concentrated stock selection (15-25 stocks) managed by premier SEBI-registered portfolio managers
  • Direct demat ownership ensuring transparent trade execution, corporate actions, and dividend credits
  • Consolidated institutional digital reporting and tracking through the NJ Wealth platform
  • Active risk management and tactical cash allocations during extreme market overvaluations

Who Is This For?

  • High Net Worth Individuals (HNIs) with an investable surplus of ₹50 Lakhs and above
  • Business founders, CXOs, and senior executives seeking curated equity alpha strategies
  • Family offices looking for transparent, professional direct equity portfolio strategies
  • Investors wanting active stock ownership without the daily burden of personal tracking

4-Step Execution Process

Step 1: Capital & Risk Appetite Evaluation

We assess your overall wealth structure, liquidity preferences, and risk tolerance to verify PMS suitability.

Step 2: Strategy & Fund Manager Screening

We compare premier SEBI-registered PMS strategies across Large Cap, Flexi Cap, and Mid/Small Cap focus areas.

Step 3: Demat Setup & Institutional Onboarding

We coordinate dedicated Demat account opening, Power of Attorney (PoA) formalities, and digital document execution.

Step 4: Quarterly Performance Attribution

You receive granular holding updates, transaction notes, and periodic strategy review sessions with Sunil Srivastava.

Frequently Asked Questions

What is the minimum investment required for PMS in India?

As mandated by the Securities and Exchange Board of India (SEBI), the minimum investment ticket size for entering Portfolio Management Services (PMS) is ₹50 Lakhs per investor.

How does PMS differ from investing in Mutual Funds?

In a mutual fund, you hold units of a pooled fund with 50-100+ stocks. In PMS, you own individual company shares directly in your personal Demat account. PMS portfolios are typically concentrated (15-25 high-conviction stocks) and offer direct fund manager access with bespoke reporting.

What are the fee models commonly used in PMS?

PMS fee structures generally fall into two models: (1) Fixed Fee Model (a flat annual percentage of assets under management), or (2) Performance-Linked Model (a lower base fee plus a percentage share of profits above a specified hurdle rate, e.g. 10%). We provide full fee transparency before onboarding.

How are taxes handled in a PMS portfolio?

Unlike mutual funds where buying and selling within the scheme does not trigger tax for the unitholder, every stock sale within a PMS portfolio is a direct transaction in your Demat account, subject to applicable Short Term Capital Gains (STCG) or Long Term Capital Gains (LTCG) tax. Detailed audited tax statements are provided annually.

Ready to Get Started?

Schedule a confidential session with Sunil Srivastava to review your requirements.

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